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logo
  • Home
  • Home
  • About Lourdes
  • Purchase | Refinance
  • Rates
  • Mortgage Calculator
  • FAQ'S
  • 1st. Time Buyer
  • Condominiums
  • Loan Process
  • Credit & FICO Scores
  • Mortgage Basics
  • Loan Programs
  • Blog
  • Licensing
  • Contact
  • Apply Now
  • 305-800-LOAN
logo
  • Home
    • Home
  • About Lourdes
  • Purchase | Refinance
  • Rates
  • Mortgage Calculator
  • FAQ'S
    • 1st. Time Buyer
    • Condominiums
    • Loan Process
    • Credit & FICO Scores
    • Mortgage Basics
    • Loan Programs
    • Blog
    • Licensing
  • Contact
  • Apply Now
  • APPLY NOW

What type of loan program is best for me?

The many different types of home loans available can seem overwhelming. Should you choose a fixed rate, adjustable rate or government loan mortgage? The truth is there is no right answer. Choosing a loan type is an important decision that is best made after you have researched your options. Remember, taking the time to explore your options now can mean saving thousands of dollars in the long run.

Ask yourself the following questions to determine what loan type is right for you:

  • Do you expect your financial situation to change over the next few years?
  • Do you plan to live in your current home for a long time?
  • Do you feel comfortable with the idea of a changing mortgage amount?
  • Do you want to be free of mortgage debt by the time your children go to college or you retire?

A professional lender is the best resource available to help you decide which loan best fits your needs. Follow the general guidelines outlined below to get started selecting the best mortgage for your home.

How many years do you plan to stay in your home? Plan(s) to Consider
1-3 3/1 ARM or 1-year ARM
3-5 5/1 ARM
5-7 7/1 ARM
7-10 10/1 ARM or 30-year fixed
10+ 30-year fixed or 15-year fixed

Mortgage Calculator

Our user-friendly calculator puts you in charge of estimating your mortgage payment.

Calculate Now

About Us

You don't have to go to a large impersonal bank to get a good rate. We have access to the wholesale divisions of many banks, mortgage bankers institutional and porfolio lenders.  More options. Better Pricing.  We have great rates!

Maria Lourdes Cuervo
NMLS # 254780
Cornerstone First Mortgage, Inc.
NMLS # 173855
Branch 
NMLS # 2085164

Cornerstone First Mortgage is an Equal Opportunity Lender
For Licensing Information Go To:
www.nmlsconsumeraccess.org

Contact Us

2730 SW 3rd. Av. Suite 602
Miami, Florida 33131
(By Appointment Only)
Office: (305) 800-LOAN
Cell:     (305) 790-4222
email: lcuervo@cfmtg.com

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Cornerstone First Mortgage, Inc. Accessibility Statement

General

Cornerstone First Mortgage, Inc. strives to ensure that its services are accessible to people with disabilities. Cornerstone First Mortgage, Inc. has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.

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Disclaimer

Cornerstone First Mortgage, Inc. continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.

Despite our efforts to make all pages and content on Cornerstone First Mortgage, Inc. website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.

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If you are experiencing difficulty with any content on Cornerstone First Mortgage, Inc. website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.

Contact Us

If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: lcuervo@cfmtg.com