ABOUT LOURDES "LULU" CUERVO
MORTGAGE ADVISOR FLORIDA
Hi there! For more than 20 years I have been helping first time homebuyers, discerning homeowners and seasoned investors build wealth and equity faster.
I have the heart of a teacher.
My passion is to educate clients and show them how much money they can save over time by making informed decisions.
Let's face it, the needs of a first time homebuyer are different than those of a couple budgeting to send kids to college which in turn are completely different than those of someone facing divorce or about to retire. There isn't a "one size fits all" solution.
A mortgage is a financial product. The total cost of various options available to you must be evaluated so that you make an informed decision. The interest rate is important, of course, but it is just a component of the equation. i
I start by listening. A prescription without a diagnosis is malpractice!
What is my client's specific situation. What are their short term needs? What are the medium and longer term goals? Where in the life cycle are they? What is the projected trend as far as income, liabilities? What are the long term objectives? When would they like to be "mortgage free"?
Once the customer shares their info, I prepare a detailed and measurable side by side comparison of available mortgage strategies which contrasts the difference in monthly payments, closing costs, and the strategy's total cost over a 5 and a 15 year period.
The results provide clients with a clear roadmap.
I will break it all down with simple to read charts and graphs. Easy!
Paying it Forward
I've been blessed with many mentors and teachers who have selflishly shared and conveyed their valuable know-how with me. I pay it forward by educating and imparting my expertise in mortgage related matters. I have never been a "transaction oriented" person, I'm a relationship builder. If you are of the opinion that genuine sound advice is not a commodity, then we may be a good fit! "A Dream is a Goal With a Deadline." Let's put yours on the agenda.
I was born in Cuba, grew up in South America (Colombia and Brasil) and have been in the U.S. - mostly in Miami - since the 80's.
I am fluent in English, Spanish and Portuguese.
Member of the National Association of Mortgage Brokers and the Florida Association of Mortgage Professionals.
Why Cornerstone First Mortgage
I joined Cornerstone First Mortgage because our vision and mission are very much in sync.
Cornerstone First Mortgage looks to empower, educate and provide clients with the right tools and technology to ensure an pleasant and enriching lending experience.
Technology will not replace knowledgeabe and professional licensed loan oficers; but competent and experienced loan officers with access to state of the art technology can provide their clients with superlative advice and service.
Lourdes Cuervo and Cornerstone First Mortgage. The power of yes!
M. Lourdes Cuervo
Senior Loan Officer | Certified Mortgage Planning Specialist ® NMLS # 254780
"Quote by Napoleon Hill".
She's the BEST!! You won't be sorry if you work with Lourdes she's gotten several mortgages for me over the years and I wouldn't go anywhere else
Family members and friends -to whom I recommended Lourdes Cuervo- were very satisfied her competence and performance!!!
She's the best! Would recommend her in a heartbeat! Thank you Lourdes!
Lourdes Cuervo is a true professional! The most thorough, clear, caring and attentive Loan officers I have ever encountered! She is knowledgeable and always available to address any questions and concerns. I highly recommed.
Lourdes Cuervo is a true professional and she is extremely knowledgeable of the mortgage field. I have financed and refinanced a couple of properties with her, and she was there throughout the process, she always showed concern for my interests, and she provided beneficial advise. I wouldnâ€™t hesitate to call on her if I need her services in the future.