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Lourdes Cuervo | Cornerstone First Mortgage | Mortgage Advisor-US
Best Mortgage Lenders in Florida: Competitive Rates
We provide mortgage options and solutions in the entire State of Florida. Our headquarters are in Miami, close to Brickell, Coral Gables, Key Biscayne and not too far from Pinecrest and other South Florida neighborhoods.
We are one of Miami's best mortgage lenders because we act as both a lender and broker. We are correspondent lenders with dozens of investors and have acess to a large portfolio of mortgage lending programs. Think of us as a mortgage warehouse with a large inventory of Conventional, FHA, VA, Jumbo, Reverse Mortgages as well as alternative income documentation products.
We function as both a full service mortgage bank with all processing, underwriting and funding conducted in-house for lightning fast turn-around times. If your situation requires that the loan be brokered out - we do that too! We're a one stop shop.
Simple. Effective. Logical Lending. Low Rates and Easy Qualification
Save time and the environment with a true paperless mortgage experience. Simple. Straightforward. Safe.
Expert Advice & Exceptional Results
Lourdes Cuervo, is a Certified Mortgage Planning Specialist (www.MortgageAdvisor-us.com). She provides all of her clients with an audio-visual mortgage plan presentation with side-by-side comparison of options and strategies customized to the individual's needs. Her consultative process will inform and transform your mortgage experience.
Do you prefer a 100% online experience instead? No problem! With consistent investments in innovative technologies we can provide unmatched communication and transparent accessiblity to you throughout the process. Apply online, submit conditions online and communicate 100% online. We are licensed in all states except Alaska, Hawaii and New York.
Welcome to the Power of YES. Click Below to Begin Discussing the Right Mortgage Loan For You
See What My Customers Are Saying
A. Froes
"Lourdes did an excellent work while advising me on my mortgage refinance, and I am very happy with the outcome. She is precise and very supportive in all stages of the process, helping me evaluate all the possible scenarios w/ different finance options, then helping me organize all the paper work for the application until the onboarding process with the new loaner. She is always available to help with any detail or information along the way. I definitely recommend her as the best mortgage advisor in FL."
A. Manning
Miami, Florida
"Lourdes is, in my experience, the best in the business!!! Although a busy professional, she made me feel that she had all the time in the world for me . She always answered my calls, returned emails, and was on top of achieving the utmost best results! Her follow up to detail and her proactivity made this a quick and pleasant experience! I recommend Lourdes as an exceptional, thorough, pleasant and effective professional.... oh and a positive and fun person who made work seem easy. Gracias, y que sigan los exitos !!"
J. Guerra
Miami, FL
"Lourdes on behalf of Cornerstone First Mortgage was outstanding. As a first time home buyer she walked me through all the ins and outs of everything related to qualify & being granted a mortgage. I had confidence in purchasing with her by my side as she was proactive and organized. I learned so much from her as she demonstrated years of experience and continuous research. I am very satisfied with my transaction that was assisted by Lourdes and Cornerstone. I highly recommed"
R. Peraza
Miami, FL
"Lourdes Cuervo was the complete guide of my mortgage journey, fast and proactive in every step of the road to our new home. I highly recommed Lourdes for her professional and commitment to the best work delivery"
P. Porto
"Lourdes wonderfully managed the (not so easy) process to find a new home with a lot of kindness and wisdom with her great tips. The process was smoother than expected and having her support along the way was fundamental to our family to feel confident with the decision and that we were doing a great deal."
Taylor M
Miami, FK
"Lourdes was absolutely wonderful to work with. She was patient, responsive and so helpful throughout the entire process. She made sure we were able to secure a good loan despite some hitches along the way. I can’t imagine having worked with anyone else. If you want someone who always goes the extra mile then Lourdes is the one. Thank you so much!"
Craig Wolsk
"Lourdes was the BEST thing that could have happened to us during our mortgage hunting experience. She is diligent, knowledgeable, persistent, patient, reliable and an absolute pleasure to work with. Any bump that we crossed on our path to owning our first home, Lourdes was there to guide and help. From the first moment to the last we knew we were in great hands"
Leonel Baca
Miami
"Lourdes is very reliable and knows what she doing while doing her job always going the extra mile to do thing the right away and making sure is correct so you won’t have no problems highly recommended her for any one looking for to buy a house thanks again Lourdes"
Angela Centeno
"We had a complicated transaction, we were glad we had Lourdes who is very professional and knowledgeable."
Carla Lopez
"Lourdes managed our case from beginning to end. She kept us informed and aware of next steps and expectations through the process. Even when we are located outside of USA she made the process simple and flawless. She is a great professional. Thank you for helping us close our mortgage! "
Melissa Martinez
Miami
"Working with Lourdes was a breeze! She made the process of applying for a loan and closing on my property simple and stress free. She was super responsive, informative, and helpful to me as a first time home buyer. The whole process was easier and more pleasant than I could have imagined! "
Narvis Torres
"Me gustaria dar mis mas sincero agradecimiento a Lourdes Cuervo por habernos apoyado en un sueno echo realidad nuestra propia vivienda, excelente atencion, gracias por su asesoramiento. (Translated by Google) I would like to give my most sincere thanks to Lourdes Cuervo for having supported us in a dream made our own home come true, excellent attention, thank you for your advice."
Lori Haynes
"Lourdes Cuervo is an exceptional mortgage broker. My real estate agent recommended that I call her and I am so happy that I did. She was responsive, professional, knowledgeable and patient. Since closing on my house, I have been recommending Lourdes to everyone. I had an outstanding experience working with her and will again. Brava!!! "
Bertha Castellanos
"I can't begin to express how thankful I am to have met Lourdes! She is professional, extremely responsive and most importantly trustworthy. Buying a property is not an easy process, but she makes it ten times easier. She directs you to what works best for you and always puts your interests first. She answers questions thoroughly and helps you every step of the way. I would recommend her to anybody that wants to embark the journey of buying a home. I will definitely work with her when I am ready to buy my second home."
Jose Barrantes
"I can’t thank her enough for all the extremely hard work and dedication she has assisted my wife and I with. Our home, our first home, is all thanks to her. All the calls and emails and haeadaches are so worth the wait for this beautiful home we now own thanks to her. Super professional and at the same time caring. "
Paul Vieira
"This is my second time using the services of Lourdes Cuervo. Again, the experience has left me confident and completely satisfied with the value and quality her services. Lourdes’ professional experience really shines with her attentive and knowledgeable guidance. I look forward to continuing more business with her in the future."
Stephanie Blum
"Loudes is very knowledgeable and helpful. She assisted us from the start to the day of closing. Doing business with Lourdes Cuervo made home buying and selling a pleasurable and less stressful experience. "
Javier Andalia
"After two opportunities, and counting, of working together, I could't be more certain of the high quality of service that Lourdes provides. She's *the* advisor. She thorougly explains every option and gives you all the information necessary to make a smart decision, even when taking it slow is the best action. Her dutifulness does not end at closing. She follows up – and actually helps – with any remaining steps until they're completed. Lourdes has always surpassed my expectations."
Ali Garcia
"Lourdes was an excellent advisor. She guided me through the entire process to buy my property in the USA. She was very professional and human. I definitely recommend her as the best in her field and will come back to her for future opportunities. If you are planning to get a mortgage, do not hesitate to contact her. She will find the best solution that fits your requirements. I was very nervous about buying my fist property in the USA and she advised me very objectively responding all my questions. "
Miguel Reyes
"She is absolutely the best! Very easy to get in touch with at any time of the day. Helpful and very honest. This is my 3 closing with Lourdes and no regrets. "
A. Chujfi
"Lourdes, tuvo el tiempo y la dedicación durante el proceso de compra, me acompaño en cada instante que lo requería. Una excelente profesional y persona. (Translated by Google) Lourdes, had the time and dedication during the purchase process, accompanied me at every moment that required it. An excellent professional and person."
T. Avila
Miami
"Lourdes was very attentive. She was always on top of all the paperwork and helped us become homeowners. Because of her we were able to move into our new home. "
H. Anthony
"I was overwhelmed thinking about the process. But when it was done I realized how easy it was. Could do it with my eyes close again if I needed to. Thank you Lourdes"
Jose Padilla
Miami
"In December of 2019 I had the privilege to work as a customer with Lourdes Cuervo my loan officer at Pioneer Mortgage. My experience with her was absolutely Epic. Lourdes was very professional and I saw how she was able to look out for her customers best interest. She was able to lock me into a very low rate while the market was a bit unstable. She was available 24 hrs a day and a phone call away to answer any questions or concerns I had. Her professionalism and dedication to making sure that all her customer needs were met was absolutely wonderful. Thanks Lourdes for your help!"
B. McDonnell
Miami
"5 Stars"
A. de la Cruz
"Miss Lourdes Cuervo is a super professional Loan Advisor. Explains all options so you can make your smarties decision. You wont go to closing not knowing your figures. I will all ways recommend Lourdes Cuervo to anyone looking for any type of Loan. Miss Lourdes C. is trustworthy. Trust Worthy People are Priceless! "
T. Piovet
Cutler Bay
"To all who are looking for any type of Loan this is the right place! I almost got scammed! Over priced and so on, until I was very fortunate to find Miss Lourdes Cuervo online. I was very skeptical until our first phone conversation. Met her in person. The rest is history. She will guide you every step of the way filling you in with knowledge. Explains thoroughly all your options so you can make smart decisions. Never made me feel I was asking her too many questions. I would need a book to write about Miss L. Cuervo. With Miss Lourdes Cuervo by your side you won't feel blind sided during the process leading you to a closing with full knowledge of what matter to you, {Understanding All The Figures}. After the closing you will come to realize you now have a new friend you can trust in Miss Lourdes Cuervo who you will want to recommend to all your friends who needs a trust worthy Loan Advisor!"
M. Petersen
"Lourdes was amazing to work with! Everything was done in a very professional, prompt matter. First time home owner and couldn't be happier with the process thanks to Lourdes!! "
Kevin Connell
"My wife and I purchased a short term rental condo in Orlando as an additional asset to our small business rental llc. Lourdes and Pioneer Mortgage were our loan officer/ mortgage advisors. We had a large down payment for this purchase but still needed a small mortgage loan to cover the remaining investment amount. We had a long hard search in Florida with many very difficult conversations with prospective lendors that were not able to meet our needs of a loan for a short term rental condotel. Finally through a contact of a contact from my realtor, I was finally able to to find Lourdes. She was able to give me a fixed rate loan at the interest rate that I was hoping for. She did everything perfectly throughout the process through the closing. She made zero mistakes. If you need a mortgage for a short term rental condotel unit, Lourdes is the person you need! "
Roberto Alvarez
Miami
"Family members and friends -to whom I recommended Lourdes Cuervo- were very satisfied her competence and performance!!!"
Z. Sadeghi
Miami
"Lourdes Cuervo is a true professional! The most thorough, clear, caring and attentive Loan officers I have ever encountered! She is knowledgeable and always available to address any questions or concerns. I highly recommend "
Ryan Dooley
Miami
"She’s the best! Would recommend her in a heartbeat! Thank you Lourdes!"
Dee Robertson
Miami
"She's the BEST!! You won't be sorry if you work with Lourdes she's gotten several mortgages for me over the years and I wouldn't go anywhere else!"
Olga Ibarra
Coral Gables
"I have used these services a number of times for different properties, as well as for family members and friends. Highly recommended, no one better!"