Who We Are

Think of us as a mortgage warehouse.
Dozens of investors and mortgage lending programs - all under one roof.
You don't need to shop around for best rates and pricing.
We do that for you!
We function as both the mortgage lender abroker.
All processing, underwriting and funding occur in house for lightning fast turn around times.
Easy and 100% Digital Mortgage
Experience
Apply when and where you want
Save time and the environment with a true paperless mortgage experience
Simple. Straightforward. Safe
Laptop. Tablet. Cell Phone
Upload docs to our secure and encrypted portal
You will receive a personalized audio-visual
mortgage plan presentation with a side by side comparison of mortgage strategies customized for you and your situation
Ask us about day one certainty - an automated pre verification system where you opt in to have income and assets verified directly from your employer's payroll company and your depository institution
We're "Live" and Just Around the Corner
Would you prefer one on one interaction instead? No problem!
We're live and local
We serve many clients who prefer to meet us face to face and walk the paperwork in
Old school white glove service
The Miami branch of Cornerstone First Mortgage
The best of both worlds!
Much More Than Just a Fee Sheet
A procedure without a diagnosis is akin to malpractice
A mortgage is the largest debt most individuals incur in their lifetimes
An uninformed decision could be hazardous to your wealth
Unlike impersonal call lending centers or uninvolved employees of a bank, Lourdes Cuervo begins and ends by listening
Listening to her clients' wants, their needs, their short and long term objectives, their current cash position and expected financial situations
Based on that criteria, she will crunch numbers and provide the client with a side by side comparison of options and program available specifically to them
Her clients make informed decisions based on the strategy which best meets their specific overall needs
M. Lourdes "Lulu" CuervoSales Manager | Senior Loan Originator
Direct: 305-721-2873
Text: 305-790-4222
Office: 305-900-0086
email: LCuervo@cfmtg.com
www.MortgageAdvisorFlorida.com
What Our Customers Are Saying
T. Avila
Miami
"Lourdes was very attentive. She was always on top of all the paperwork and helped us become homeowners. Because of her we were able to move into our new home. "
H. Anthony
"I was overwhelmed thinking about the process. But when it was done I realized how easy it was. Could do it with my eyes close again if I needed to. Thank you Lourdes"
Jose Padilla
Miami
"In December of 2019 I had the privilege to work as a customer with Lourdes Cuervo my loan officer at Pioneer Mortgage. My experience with her was absolutely Epic. Lourdes was very professional and I saw how she was able to look out for her customers best interest. She was able to lock me into a very low rate while the market was a bit unstable. She was available 24 hrs a day and a phone call away to answer any questions or concerns I had. Her professionalism and dedication to making sure that all her customer needs were met was absolutely wonderful. Thanks Lourdes for your help!"
B. McDonnell
Miami
"5 Stars"
A. de la Cruz
"Miss Lourdes Cuervo is a super professional Loan Advisor. Explains all options so you can make your smarties decision. You wont go to closing not knowing your figures. I will all ways recommend Lourdes Cuervo to anyone looking for any type of Loan. Miss Lourdes C. is trustworthy. Trust Worthy People are Priceless! "
T. Piovet
Cutler Bay
"To all who are looking for any type of Loan this is the right place! I almost got scammed! Over priced and so on, until I was very fortunate to find Miss Lourdes Cuervo online. I was very skeptical until our first phone conversation. Met her in person. The rest is history. She will guide you every step of the way filling you in with knowledge. Explains thoroughly all your options so you can make smart decisions. Never made me feel I was asking her too many questions. I would need a book to write about Miss L. Cuervo. With Miss Lourdes Cuervo by your side you won't feel blind sided during the process leading you to a closing with full knowledge of what matter to you, {Understanding All The Figures}. After the closing you will come to realize you now have a new friend you can trust in Miss Lourdes Cuervo who you will want to recommend to all your friends who needs a trust worthy Loan Advisor!"
M. Petersen
"Lourdes was amazing to work with! Everything was done in a very professional, prompt matter. First time home owner and couldn't be happier with the process thanks to Lourdes!! "
Kevin Connell
"My wife and I purchased a short term rental condo in Orlando as an additional asset to our small business rental llc. Lourdes and Pioneer Mortgage were our loan officer/ mortgage advisors. We had a large down payment for this purchase but still needed a small mortgage loan to cover the remaining investment amount. We had a long hard search in Florida with many very difficult conversations with prospective lendors that were not able to meet our needs of a loan for a short term rental condotel. Finally through a contact of a contact from my realtor, I was finally able to to find Lourdes. She was able to give me a fixed rate loan at the interest rate that I was hoping for. She did everything perfectly throughout the process through the closing. She made zero mistakes. If you need a mortgage for a short term rental condotel unit, Lourdes is the person you need! "
Roberto Alvarez
Miami
"Family members and friends -to whom I recommended Lourdes Cuervo- were very satisfied her competence and performance!!!"
Z. Sadeghi
Miami
"Lourdes Cuervo is a true professional! The most thorough, clear, caring and attentive Loan officers I have ever encountered! She is knowledgeable and always available to address any questions or concerns. I highly recommend "
Ryan Dooley
Miami
"She’s the best! Would recommend her in a heartbeat! Thank you Lourdes!"
Dee Robertson
Miami
"She's the BEST!! You won't be sorry if you work with Lourdes she's gotten several mortgages for me over the years and I wouldn't go anywhere else!"
Connect with Lourdes Cuervo Today!
Local Certified Mortgage Planning Specialist®
(305) 721-2873
Cornerstone First Mortgage Accessibility Statement
General
Cornerstone First Mortgage strives to ensure that its services are accessible to people with disabilities. Cornerstone First Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
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Disclaimer
Cornerstone First Mortgage continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Cornerstone First Mortgage website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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If you are experiencing difficulty with any content on Cornerstone First Mortgage website or require assistance with any part of our site, please contact us during normal business hours as detailed below and we will be happy to assist.
Contact Us
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: lcuervo@cfmtg.com